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Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.

In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.

Local Bank

At Local Bank, we are invested in the success of our customers and our communities. That’s why we have always put our customers first and believe that the best decisions are made locally. Our slogan, “Local People, local Decisions, Local Bank,” reflects our commitment to community banking and our belief that the best decisions are made by people who understand the local community the best.

We are thrilled to be a part of such spectacular communities and are committed to giving back though community involvement and support. By working together, we can create a better future.

At Local Bank, we are proud of our history and look forward to continuing our traditions for generations to come.


At Local Bank, we understand you’re making a commitment in buying a new home, refinancing or cashing out the equity in your home. You can be certain that we will do our utmost to answer all of your questions so you can be confident that you have the best rate to fit your personal needs.

Our mortgage professionals are standing by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

Austin Grocoff Headshot

Austin Grocoff
Assistant Vice President
[email protected]

C: 407-718-9653

NMLS #452997



Austin and his team made what is a stressful and often difficult to understand process both simple and easy to understand. I would highly recommend the bank, and specifically Austin, Taylor and D.J., to anyone purchasing a home.



=We had the best experience with Austin and his team. I was given his name and number and then it all happened better that I could ever expect. This was by far the easiest purchase I’ve made for a home! Communication was easy, documents were easy to access for signing, Thank you Austin for everything!



Austin, Taylor, DJ and the rest of the team were absolutely amazing! I was on a very tight deadline to move to a new city, in order to start medical school, and they pushed hard to get me to closing within 3 weeks! I had been told by others that my timeline was impossible and that the condo I had under contract was not lendable and I would need to pay all cash. This team of go-getters made no excuses. They worked diligently and pushed hard to help me get where I needed to be. I highly, highly recommend Austin and his team! If you want a hassle-free and happy experience, these are your guys.

-The Ketcham Family


Mr. Austin Grocoff and his team are a great bank to work with, they were recommended to me by my brother who also used them for their first home purchase. They were able to accommodate my wife and I with our crazy schedule and hours and they went above and beyond in helping us getting all the paperwork together to get us the loan we needed. They are very patient and explain all the different types of loans and the differences of which ones would be applicable for you specifically; leading you to the best option for every scenario. If your looking for a true hometown local bank feeling where you can actually take the time to talk with them rather feel like a number in a line, then I recommend giving them a call and seeing what their about and seeing how they can help you.


Local Bank


Fill out our short application form to receive a quick and accurate rate quote. Or, if you prefer, call us at 407-718-9653 to speak to an experienced loan officer.

Disclaimer: Local Bank has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Local Bank may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us. This contact information is for accommodation requests only.

Local Bank is not affiliated with Wemert Realty Group. Member FDIC.