The Dustin Owen Team of Waterstone Mortgage is one of Waterstone’s top mortgage origination teams in the United States. They have been awarded President’s Club status a record seven years in a row. The team is based out of Waterstone’s Winter Park branch and helps over 100 families a year with the financing of their homes.
The team was founded by Dustin back in 2008. Today, Kevin Murphy is most involved in the day to day production. Kevin is supported by Windi Grant and Shirley Agudelo. The Dustin Owen Team of Waterstone Mortgage does not believe in a one-size-fits-all mortgage. They believe that a mortgage is a financial instrument that needs to be tailor-made to match each client’s personal and financial needs, wants and goals.
Kevin Murphy is a graduate of the University of Florida and holds a BS in Finance. Kevin joined the Dustin Owen Team of Waterstone Mortgage on February 29th, 2012. (Yep! Leap year.) Over the past six plus years Kevin has personally helped over 500 families with the financing of their homes. In his spare time, Kevin and his wife enjoy visiting the Disney Parks along with cheering on the Orlando City Soccer Club.
Dustin Owen was born and raised in Central Florida. He is a graduate of the University of Central Florida. Dustin also attended college in England where he studied Economics, Marketing and Popular Culture. He married his high school sweetheart, Michelle, in 2002 and they are the proud parents of two beautiful children.
Dustin’s keen interest in finance directed him out of the Television Advertising industry in the beginning of 2004 and into the Mortgage Banking industry. Dustin joined Waterstone Mortgage, a wholly owned subsidiary of Waterstone Bank, SSB, in August of 2008. Along with his two business partners, David Holbrook and Michael Smalley, Dustin is responsible for operating, managing and growing the Clearwater, Jupiter, Fort Myers, Fort Walton Beach, Lake Mary, Niceville, Ocala, Port Orange and Winter Park offices for Waterstone Mortgage.
Kevin Murphy is the lead mortgage professional on Dustin’s team. Kevin has been with the Dustin Owen Team since 2012. In this time, Kevin has personally helped over 500 families obtain mortgage financing. With Kevin on the team is Shirley Agudelo and Windi Grant. Shirley serves as Kevin’s “right hand”. She has been a member of the team since 2013 and has personally helped hundreds of families with their home financing needs. Shirley speaks both English and Spanish fluently and is the go-to professional for the team’s Spanish speaking clients. Windi is the team’s Client Relations Specialist.
The Dustin Owen Team at Waterstone Mortgage does not believe in a one size fits all mortgage. Mortgages need to be tailor-made to match each home buyer’s financial needs, wants and goals.
The success of the Dustin Owen Team is attributed to over a decade of being accessible, reliable, professional, experienced and accountable.
“I am very happy that my Agent recommended Waterstone Mortgage Corporation. This is a great team of professionals. I will be recommending them to all friends, family and colleagues. I could not believe how smooth of a process the home buying was with this great team. From day one, I felt very comfortable. My questions were always answered. My family and I were truly happy with your service. I want to THANK everyone from the team for such a job well done!!”
“By far the best mortgage company I have ever had the pleasure of dealing with. Honest and friendly. Dustin and Kevin go above and beyond in every aspect of customer service. Would highly recommend them for all your mortgage needs!”
“Buying a home in this day and age can be a very frustrating process. Working with Waterstone Mortgage allowed me to enjoy the home buying process. This group has great people whom care for their clients. Waterstone was extremely thorough in its documentation requests which transitioned to a seemless closing. BTW… this hardworking group helped me close in 35 days, in the height of the home buying season. I will definitely use this lender again!”
“We just cannot say enough great things about Waterstone. From our first call they were super responsive and interested in helping us with the best loan product for our individual situation. The staff is friendly and understanding; easy to talk to. Waterstone’s communication is top notch. We got regular updates, including informative videos, of where we were in the loan process. They were always on top of our paperwork and coached us through what to submit and when. In the end, they even offered to close us early if we had desired. Do yourself a favor and choose Waterstone as your mortgage company; they eliminate the stress and worry and make it all a smooth experience.”
-Anna & Mike
“Excellent experience. Very professional, courteous and kind group who works for Dustin. His team always responded quickly and were very knowledgeable. Dustin has an incredible team.”
Disclaimer: Waterstone Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Waterstone Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (407-333-7395). This contact information is for accommodation requests only.
Waterstone Mortgage is a division of Waterstone Bank SSB. NASDAQ: WSBF. Waterstone Mortgage is not affiliated with Wemert Realty Group. Member FDIC.